Comments on: # 10 Medical Paperwork & You http://www.thetalker.org/archives/137/10-medical-paperwork-you/ A journey past the edge of realty. Mon, 01 Mar 2010 18:37:42 +0000 http://wordpress.org/?v= hourly 1 By: Laurie the Insurance Warrior http://www.thetalker.org/archives/137/10-medical-paperwork-you/comment-page-1/#comment-57 Laurie the Insurance Warrior Thu, 20 Dec 2007 05:58:00 +0000 http://thetalker.org/?p=137#comment-57 I've taken these concepts a few steps farther. I had to, or I wouldn't be here to pontificate about it.<br/><br/>I am the Insurance Warrior.<br/><br/>Know thy policy? WRONG. Everything in your policy is negotiable, except one thing. Know what it is? Your lifetime maximum.<br/><br/>I had a sky-high deductible, huge out of pocket amount, and NO out-of-network benefit. I made my insurer pay every penny for my $345,000 out-of-network treatment.<br/><br/>How? I figured out that the purpose of the written appeal is NOT to educate, but to intimidate.<br/><br/>I have gone on to win twenty-eight appeals for others, then to write the book about it, and get it funded by a cancer foundation.<br/><br/><br/>Laurie Todd<br/>www.theinsurancewarrior.com I’ve taken these concepts a few steps farther. I had to, or I wouldn’t be here to pontificate about it.

I am the Insurance Warrior.

Know thy policy? WRONG. Everything in your policy is negotiable, except one thing. Know what it is? Your lifetime maximum.

I had a sky-high deductible, huge out of pocket amount, and NO out-of-network benefit. I made my insurer pay every penny for my $345,000 out-of-network treatment.

How? I figured out that the purpose of the written appeal is NOT to educate, but to intimidate.

I have gone on to win twenty-eight appeals for others, then to write the book about it, and get it funded by a cancer foundation.

Laurie Todd
http://www.theinsurancewarrior.com

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